NiveshLedger
Tax Planning

How Gifts Are Taxed in India (and When They're Not)

Updated 20 August 2026

Gift tax in India doesn't work the way many people assume — there's no separate 'gift tax' anymore, but gifts can still trigger income tax under the head 'Income from Other Sources' if certain conditions apply.

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The most important exemption: gifts received from specified relatives — parents, spouse, siblings, and a few other defined relations — are entirely tax-free, regardless of amount. A ₹10 lakh gift from a parent to a child is not taxable income for the child.

Gifts from non-relatives (friends, distant relatives not on the specified list) are tax-free only up to ₹50,000 in aggregate per financial year. Cross that threshold, and the entire amount — not just the excess — becomes taxable as income at your slab rate. Gifts received on the occasion of marriage are exempt regardless of who gives them or the amount, which is a specific carve-out worth knowing about.

Property and other assets received as gifts follow similar rules based on their fair market value. If you're planning a large transfer of money or property outside your immediate family, it's worth checking which category it falls into before assuming it's automatically tax-free.