PPF Calculator
Updated 20 August 2026
Project your Public Provident Fund corpus across the 15-year lock-in period, with the option to extend in 5-year blocks, compounded annually at the government-declared rate.
Open the Live PPF Calculator →Frequently asked questions
What is the Public Provident Fund (PPF)?
PPF is a long-term government savings scheme offering a fixed, government-declared interest rate, full tax exemption on contributions, interest, and maturity proceeds, and a mandatory 15-year lock-in, making it one of India's most trusted retirement and long-term savings instruments.
Who can open a PPF account?
Any resident Indian individual can open a PPF account, including on behalf of a minor child; NRIs cannot open new PPF accounts, though existing accounts opened while they were residents can be continued until maturity without further contributions in some cases.
What is the minimum and maximum PPF contribution?
You must deposit at least ₹500 in a financial year to keep the account active, and can contribute up to a maximum of ₹1.5 lakh per financial year, in up to 12 instalments across the year.
Is PPF interest and maturity amount tax-free?
Yes, PPF enjoys Exempt-Exempt-Exempt (EEE) tax status — contributions qualify for Section 80C deduction under the old regime, the interest earned is fully tax-exempt, and the maturity amount is also completely tax-free.