Sukanya Samriddhi Yojana Calculator
Updated 20 August 2026
Project your daughter’s SSY corpus using actual historical government-declared interest rates for past years, and an assumed rate for the years ahead, compounded annually until the account matures 21 years after opening.
Open the Live Sukanya Samriddhi Yojana Calculator →Frequently asked questions
What is Sukanya Samriddhi Yojana (SSY)?
SSY is a government-backed small savings scheme launched specifically for the financial security of a girl child, allowing parents or legal guardians to open an account in her name and save toward her education or marriage with attractive, government-declared interest rates and tax benefits.
Who is eligible to open an SSY account?
A parent or legal guardian can open an SSY account for a girl child from birth until she turns 10 years old, and a family can open the account for a maximum of two girl children, with an exception for twins or triplets in specific cases.
How does the calculator use historical interest rates?
Since SSY interest rates are revised periodically by the government, often quarterly, the calculator applies the actual historical rate declared for each year the account has been active and uses the latest known rate as an assumption for future years, compounding annually on the running balance.
What is the minimum and maximum deposit allowed in SSY?
You must deposit a minimum of ₹250 per financial year to keep the account active, and can deposit up to a maximum of ₹1.5 lakh per financial year, with deposits allowed in any number of instalments within that limit.