Inflation Calculator
Updated 20 August 2026
See what today’s money will cost in the future, or what a future amount is really worth in today’s purchasing power, at a given inflation rate.
Open the Live Inflation Calculator →Frequently asked questions
What does this inflation calculator actually show me?
It shows you one of two things depending on the mode you choose: either what a sum of money today will cost to buy the same thing in the future (Future Cost), or what a future sum of money is really worth in today's purchasing power (Today's Value).
What is inflation, in simple terms?
Inflation is the rate at which the general price level of goods and services rises over time, which means the same amount of money buys progressively less as time goes on — a loaf of bread that costs ₹40 today will likely cost more in ten years even if nothing about the bread has changed.
What inflation rate should I use for planning?
India's long-run retail inflation (CPI) has generally averaged in the 5% to 7% range over the past couple of decades, though it fluctuates year to year. Many financial planners suggest using a rate in this range for long-term planning, adjusted for your personal expected cost-of-living increases.
Why might my personal inflation rate differ from the official CPI figure?
Official CPI is a weighted average across a broad basket of goods and services consumed by a typical household. Your actual spending pattern — for example, heavy education, healthcare, or travel expenses — may inflate faster or slower than that average basket, so your personal inflation experience can differ meaningfully.