Net Worth Tracker
Updated 20 August 2026
List what you own and what you owe to see your net worth at a glance — the single most useful number for tracking real financial progress over time.
Open the Live Net Worth Tracker →Frequently asked questions
What is a net worth tracker?
It's a simple tool that adds up everything you own (assets) and subtracts everything you owe (liabilities) to give you one number: your net worth. It's a snapshot of your financial position on a given day, not a prediction of the future.
Why does net worth matter more than income?
Income is what flows in each month, but net worth is what actually accumulates over time. Two people earning the same salary can have very different net worths depending on how much they save, invest, and borrow — it's a truer measure of financial progress than income alone.
What counts as an asset?
Anything with real economic value that you own: cash and bank balances, mutual funds, stocks, FDs, PPF and NPS balances, real estate at current market value, gold and jewellery, and other valuable possessions like vehicles.
What counts as a liability?
Any money you owe to someone else — an outstanding home loan, car loan, personal loan, or credit card balance. Only the outstanding amount counts, not the original loan amount you borrowed.